So you’re thinking about moving…most will reach out to their realtor first, but as a mortgage broker, I think your first call should be to your mortgage broker. You should be checking with your mortgage broker to see if your mortgage is portable, so you can move it from one home to another. Watch my …
The most important things to look for in a mortgage I often refer to as the three P’s. They are portability, pre-payment and penalty. Asking your mortgage broker about the three P’s will help set you up to make the best decisions moving forward.
The housing market does not make any sense right now. How does the province of Alberta have a 20% effective unemployment rate (taking into consideration underemployment), while the Canadian central bank has bought $180 billion of Government of Canada bonds (quantitative easing), we are in round 2 of a worldwide pandemic, and the housing market …
What The Heck Is Going On With The Housing Market? Read More »
If you didn’t catch it during the holidays, don’t forget to enter my giveaway for 2 Edmonton Oilers Photo Day Tickets! Krista Lindstrom Edmonton Oilers Photo Day Good Luck!
What is Collaborative Divorce? I am a Collaborative Divorce Alberta Association professional that works with people through the association is helping find collaborative ways to separate and divorce. Not all separations are “nasty” and sometimes people find that they need to go their own ways from each other. Through the collaborative divorce process there are …
There’s a chance you read the title to this article and thought “I’m a long way off from retirement”. That’s okay, chances are you know someone (maybe parents or relatives) who could use this information, feel free to pass it along. If you find yourself in the position thinking about retirement and what options you …
When your mortgage term comes to an end, the next step is to look at your mortgage renewal options. Here are five things you should consider when renewing your mortgage to make sure you pay the least amount of money over your next term, because who doesn’t like saving money?! Do not simply sign renewal …
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The Federal Budget announced new mortgage rules that were not what we were hoping for. The best part of the new rules allows Canadians to withdraw $35K from their RRSP which is an addition of $10K over the previous $25K. This is awesome for the first time home buyers program – but remember the RRSP’s …
Is RIGHT NOW a Good Time To Buy A Home? If you’ve been thinking about buying a new (to you) property for whatever reason, the doom and gloom of the media might cause you to question a little; is right now a good time to buy? Well…. what if that is the wrong question? …
What’s The Difference? The difference between a banker and a broker comes down to the products each can offer, and where their allegiances lie. A banker is paid by the bank, to make the bank money at your expense, while a mortgage broker is paid by the lender to get you the best mortgage available, which …
What’s The Difference Between The Bank And Your Broker? Read More »
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