
Stepping Into The New Year
I am not much of a New Years’ resolution person…mostly because I have forgotten or given up usually by the second or third week of
There are many reasons you may decide to refinance your property. Refinancing means withdrawing the equity out of your home in cash or changing the terms of your mortgage. Perhaps you want to take advantage of lower interest rates, make some investments, buy a second property or start a business. Whatever the reason, borrowing against your home is an excellent way to access money as mortgage interest rates are significantly lower than conventional means of borrowing (credit cards and personal lines of credit).
Interest rates in Canada are at one of the lowest points in decades, but that doesn’t guarantee they’ll stay there. If you have been considering refinancing your property, It may be the right time to do so. By refinancing your mortgage now, you may be able to:
Mortgage refinancing is without a doubt one of the best ways to borrow money because of the lower interest rates offered on mortgages. If you would like to explore your options and determine whether or not a refinance makes sense for you, give us a call. In Canada the federal government allows Canadians to withdraw up to 80% of the equity from their home and amortize the loan for up to 30 years. We are always happy to discuss your options and may be able to suggest some additional cost-saving strategies.
I am not much of a New Years’ resolution person…mostly because I have forgotten or given up usually by the second or third week of
Last month Evan Siddall from CMHC (Canada Housing and Mortgage Corporation) made headlines over his bold predictions in his address to the standing committee. His
Someone recently asked me about the best credit advice I could give. I thought after being a mortgage broker for 14 years I certainly have
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