I often get asked, “How can I improve my credit score?” well there are two most effective ways you can improve your credit. Paying your bill on time, and not using more than 50% of your available limit. However, I do have a few more extremely effective tips in my video below:

Fixed Vs. Variable Rate Mortgages (Watch Full Video)
Choosing a fixed or variable rate mortgage mainly depends on your situation. If you are looking to save the most amount of money or if