Last month Evan Siddall from CMHC (Canada Housing and Mortgage Corporation) made headlines over his bold predictions in his address to the standing committee. His most staggering points that I want to address are: Oil driven provinces could experience home values to drop 9-18% I like to quantify things, so what this means in real […]
Someone recently asked me about the best credit advice I could give. I thought after being a mortgage broker for 14 years I certainly have some best practices about finances and credit I could write about. One of the biggest things I have learned is money, finance, and credit are concepts that a lot of
My parents are still married after four decades together and recently retired after they successfully sold their business. My in-laws have also been married for four decades, and both couples live happily thru retirement. How did they do that? How did they like each enough to stay together that long, and how did they save
Times have changed in the mortgage industry. For the majority of my mortgage career my clients have been split about 50/50 between fixed and variable. Now, the vast majority of my clients are choosing fixed rates, and I get it. Never have I seen fixed rates lower than variable rates. For all of you sitting
We have all heard that times they are a changin’ when it comes to mortgages: many new rules and regulations change how you qualify for a mortgage in Canada. Well, I want to fill you in on how these will affect you, the consumer. First, let’s get something out in the open here; I am
As a mortgage broker I serve all of Canada. I specialize in spousal buyout programs (divorce mortgages) and can make the process as efficient and stress free as possible. I look forward to chatting with you about your mortgage needs. I can help make mortgages simple.
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